Simple, Transparent, and
Advisable Way to Save & Invest.
A platform to save consistently, access community contributions, and build your financial future — inspired by the trusted Accawo & Osusu traditions.
A platform to save consistently, access community contributions, and build your financial future — inspired by the trusted Accawo & Osusu traditions.
As featured in
Everything you need to manage your savings and grow your wealth — all in one secure platform.
Effortlessly track your daily, weekly, or monthly contributions. View your balance, set goals, and watch your savings grow.
Bank‑grade encryption protects every transaction. Your money and data are safe with industry‑leading security standards.
See every contribution, payout, and fee in real time. No hidden charges — just honest, open savings management.
From automated savings to group management, Accawo covers every aspect of your savings journey.
Set up recurring contributions so you never miss a payment. Choose daily, weekly, or monthly intervals.
Create or join savings circles. Invite members, assign roles, and track everyone's contributions in one place.
Receive reminders before contributions are due, alerts when payouts are ready, and updates on group activity.
View detailed reports and charts showing your saving patterns, growth trends, and projected milestones.
We use 256‑bit AES encryption, two‑factor authentication, and continuous monitoring to keep your savings protected at all times.
Choose the method that works best for you and start building your financial future today.
Lock funds away for a rainy day. Set a target and save at your own pace.
Pool contributions with friends, family, or colleagues — the traditional Accawo way.
Lock your money for a set period and earn competitive interest while it grows.
Save and withdraw anytime with no penalties. Perfect for emergency funds.
Put your savings to work. Explore curated investment options with attractive returns, all within the Accawo platform. Start with as little as ₦1,000.
Explore Investments
Market trader · Lagos
"Accawo changed how I save. Before, I was worried about my money with the local collector. Now everything is digital, transparent, and I can see my balance anytime. My group of 20 women has never been happier!"
Accawo is a digital savings platform inspired by the traditional Nigerian market women savings system (also known as Osusu or Esusu). Members join a savings group, make regular contributions, and receive lump-sum payouts on a rotating basis — all managed securely through our platform.
Absolutely. We use bank-grade 256-bit AES encryption, two-factor authentication, and partner with licensed financial institutions to ensure your funds are always protected and insured.
Simply sign up, navigate to the Groups section, and either create a new group with your own rules (contribution amount, frequency, number of members) or browse and join an existing open group.
Accawo charges a small platform fee of 1.5% on withdrawals. There are no hidden charges, no monthly fees, and no charges for making contributions.
Yes — with Flex Savings you can withdraw anytime. For Fixed Savings and Group Savings, withdrawals follow the schedule you set when creating or joining the plan.